FULLY UPDATED for the 2023 Tax Laws, Tax Tables, and MORE In planning for retirement, “Income… is the outcome that matters. and ” “Income… is the outcome that matters. and “Tony Robbins, world-famous speaker, motivator, and author of the best-selling book “MONEY Master the Game, and ” wrote that epic sentence. Among other topics, his book stresses the importance of “setting up a lifetime income plan.”Tony is 100% correct, but 75% of retirees do not have a retirement plan at all. Not even a bad plan.”If you fail to plan, you are planning to fail!” -Benjamin FranklinIs your current plan to wing it? See how it goes? Hope for the best?There are only two possible doors to go through at retirement.Door #1 is that your MONEY will outlive you.Door #2 is that YOU will outlive your money.There is NO 3rd door!My book describes how to form a 30-plus-year monthly cash-flow retirement plan based not on speculation, hopes, or dreams but on as much certainty and predictability as possible.I have been a practicing Certified Financial Planner for more than 20 years. I’ve been building hundreds of easy-to-understand, written retirement income plans for clients across the U.S.A. It is that long and varied professional experience that formed the seeds of my 2nd book.This book is written for people within ten years of retirement OR who are already retired and looking for a better “plan.”With lots of educational retirement planning information spread throughout the book, it culminates into 3 example client lifetime income plans that show how combining Social Security, any pensions, investments, and insurance can help you enjoy an increasing lifelong income while reducing the top 5 retirement risks. What are those risks?Those top 5 retirement risks that too few people are actually planning for inflation, stock and bond market risks, rising health care costs, the likelihood of higher taxes, and the granddaddy of them all–living too long.It’s really all about creating a dependable and increasing lifetime monthly cash flow that gives one true financial freedom and peace of mind — during what could likely be a 30-plus-year retirement.Rather than “Asset Allocation,” that most planners talk about, I devote the bulk of my practice (and writing) to “Income Allocation” and “Strategy Allocation.”These can dramatically reduce the top 5 risks people will face in retirement.Again, it comes down “Income… is the outcome that matters.” For most Americans, it’s the ONLY outcome that matters.My — Retirement Income Planning — book explains many smart and safe retirement planning strategies and ideas to accomplish that. It covers the bases that you need to know to help avoid making a planning mistake and help make sure that you go through Door #1.Many books on this subject are written by writers, not actual practicing financial planners who are taking care of real people with real money and their retirement dreams.Get educated on the “real world” of retirement income planning from a planner in the trenches every day.”If you fail to plan, you are planning to fail!”FULLY updated for 2023, including both the 2023 Tax Tables and Medicare info and the SECURE Act!

Retirement Income Planning: The Baby-Boomers 2023 Guide to Maximize Your Income and Make it Last PDF

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